Swiper, NO Swiping!
I know I’m not the sharpest pencil in the school box but I’m really confused about this sensitive topic called “CREDIT”! In my mind, this mathematical equation just doesn’t add up. Not even with a calculator.
Creditor do not humor us people that are credit stricken. It’s kind of like showing up at the ER and everyone is handing you an assortment of assistance, until they stumble upon the fact that you do not have insurance. Suddenly, that same nurse that was gently applying anti-bacterial gauze is now tossing you a box of dollar store bandages and tell you to get the hell on.
I’ve contacted car dealerships in the past & they will literally molest your phone until they find out that you credit score is lower than your shoe size. But this is where I’m left baffled. You run my credit & discover I am a high RISK. Either they’ll have you escorted from the premises or they MIGHT give you an High Interest Loan. Ok, what a high interest loan says is “he’s known NOT to pay his bills so we gonna approve him for a loan that’s going to be even harder for him to pay back!’ Have creditor ever took a step back & took an honest inventory of what’s really the issue here?
The issue at hand is this equation is 3 steps past stupid. Wouldn’t it make good ol fashioned horse sense to give a risk a loan that would be a little easier to pay back? 40 Million Americas have sub-par credit scores. Could this be why our economy is so bad? You have 40 millions American’s that have been rejected the chance of upgrading their lives. Imagine if they graded credit scores on a curve. A curve may be what we need to get our credit scores into the ER for some recovery.
Please invest 10 minutes of your time & watch this video. I was like OMG!!
